Long-Term Disability

Most working professionals don't spend much time thinking about disability. People operate under the assumption that they can maintain their health indefinitely or at least until well into their retirement years. Unfortunately, a small percentage of individuals...

Some people have long-term disability insurance provided by their employers. The policy is part of a comprehensive benefits package that might include other forms of insurance and paid leave from work. Other people purchase their own long-term disability insurance....

There are programs that exist for the protection of those with disabling medical conditions. For example, the Social Security Administration (SSA) oversees two different benefits programs for those with health challenges that affect their daily lives. However, Social...

Most adult professionals do not have much of a financial safety net. If they were to fall ill or suffer a serious injury, they may only have enough set aside to cover a few months of household expenses. Those who find themselves unable to work may also soon find...