You Deserve Long-Term Disability Insurance In Your Policy
Insurance companies fight tooth and nail against long-term disability claims. They do not want to lose money by paying the benefits that their policyholders deserve. As a result, many people with valid claims receive wrongful denials or endless delays that leave them feeling exhausted and infuriated.
We understand what you are going through because we have helped hundreds of clients with their long-term disability claims. We are Robinson & Clapham, a team of attorneys serving the people of Rhode Island with a variety of challenging legal difficulties, including the fight for fair disability insurance. You can come to us for help with:
- Disability insurance policies purchased through work (LTD policies)
- Policies purchased directly from the insurer (IDI or DI policies)
- The Employee Retirement Income Security Act (ERISA)
- Appeals
- Terminations of benefits
- Civil litigation
Our goal is always to overcome the obstacles in your path and help you get the coverage you need to live a secure life.
What Is Insurance Bad Faith? Do I Have A Case For It?
Insurance companies are supposed to act in good faith by honoring their obligations to policyholders. However, many companies refuse to do so and act in bad faith by:
- Refusing to communicate with clients.
- Dragging out claims endlessly.
- Withholding information from clients.
- Denying valid claims.
- Offering much less coverage than deserved.
In some instances, you can sue your insurer for acting in bad faith and can receive compensation for its failure to uphold its duty to you. We have helped clients file these claims successfully, even if it means going to court.
Get Allies In Your Fight For Disability Insurance
If you need to access the long-term disability benefits that your insurance provider owes you, let Robinson & Clapham help you in your mission. Learn what we can do for you by scheduling an initial consultation with one of our team members. To begin, call our Providence office at 401-661-8287, call our Wakefield office at 401-783-3600 or send us an email.